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Visa® Rewards

visa rewards
visa rewards

Choose your cash back schedule

cash back schedule
cash back schedule

Would you like your cash rebate to be deposited monthly, quarterly, or annually? It’s your choice with our new rewards program. You can also decide to redeem your points for top-tier merchandise, concerts, vacations, and more!

Earn Points for Purchases

When you have an America First Visa, you hold in your hand the ability to purchase items almost anywhere in the world. Our credit cards also come with such perks as free identity theft recovery services, Card Guard® mobile security, and customizable images.

With America First Rewards™, you’ll earn points* on every purchase you make with your Visa rewards or cash-back credit card. You can easily view your point balance at any time via online or mobile banking.

You can then redeem those points for items such as:
  • Cash
  • Gift cards
  • Electronics
  • Events
  • Travel
  • And much more!

Click here to see all the rewards you can earn simply by using your Visa card.

*Points will expire after five years if not redeemed for cash or rewards.

More Money in Your Pocket

For cash-back cardholders, 100 points equals $1, and you can decide if you want your rebate to arrive monthly, quarterly, or annually.

Don’t have an America First Visa yet? Sign up today and start receiving the rewards you deserve!

    • Existing Visa Platinum Cardholders: Call 1-800-999-3961 and talk to us about switching to Visa Rewards today.
    • Visa Classic Cardholders: Apply online for a Visa Platinum card.
    • Members without a Visa Card: Apply online for a Visa Platinum card.
    • Or apply for membership and your America First Visa Platinum card.
    OUR PRODUCTS
    DETAILS
    Rewards Platinum Card
    APR* (AS LOW AS)
    14.24% Variable
    DETAILS
    Low Rate Classic Card
    APR* (AS LOW AS)
    15.24% Variable
    DETAILS
    Unlimited 1.5% Cash Back Signature Card
    APR* (AS LOW AS)
    18.0% Variable
    DETAILS
    1% Cash Back Classic Card
    APR* (AS LOW AS)
    18.0% Variable
    DETAILS
    Rewards Classic Card
    APR* (AS LOW AS)
    18.0% Variable
    DETAILS
    Low Rate Platinum Card
    APR* (AS LOW AS)
    11.74% Variable
    PRODUCT DETAILS APR* (AS LOW AS)
    PLATINUM REWARDS Rewards Platinum Card 14.24% Variable
    CLASSIC STANDARD RATE Low Rate Classic Card 15.24% Variable
    SIGNATURE 1.5% CASH BACK Unlimited 1.5% Cash Back Signature Card 18.0% Variable
    CLASSIC FLAT 1% CASH BACK 1% Cash Back Classic Card 18.0% Variable
    CLASSIC REWARDS Rewards Classic Card 18.0% Variable
    PLATINUM LOW RATE Low Rate Platinum Card 11.74% Variable
    * The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Wednesday, January 01, 2025 and are subject to change. Consumer Loans have a maximum APR of 18%.

    You've Earned the Rewards

    man holding a visa
    man holding a visa

    And you've made a solid financial decision with America First Visa Cards.

    We're Here to Help You

    At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.