Access 24® is our network—one of the Wasatch Front's largest. With your America First Access Card and PIN (Personal Identification Number) you can enjoy the following ATM benefits.

• Multiple locations in Utah, Nevada, Arizona, and Idaho
• Access to your account 24 hours a day, seven days a week
• $500 daily withdrawal limit
• No fees (Access 24 or CO-OP Network)

We are also a member of the nationwide Credit Union CO-OP Network, which allows you access to your funds without a fee.

Other network ATMs displaying PLUS or Visa® logos can be used for only a minimal $1.50 non-AFCU affiliated fee and any charge the ATM imposes.

For information or to find the ATM nearest your home or travel destination, take advantage of the following information:

• America First ATM's
• CO-OP Network ATM locator - (Free ATM access outside of the AFCU ATM network) or call 1-888-748-3266
• Visa - PLUS Network locator (Service fees apply when using these ATMs)

Here's how it works:

• Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
• In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
• If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.

Standard text messaging rates may apply. Check with your mobile phone service provider on messaging rates.

*Check-cashing capability is not available at all ATM locations. Please visit specific branch for details.