First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including:

• No low-balance fees
• Unlimited monthly transactions
• The buying power and worldwide acceptance of an America First Visa® debit card
• Access to a nationwide network of over 35,000 free ATMs
• Card Guard® mobile security
• The ability to earn up to 600 America First Rewards point per month
• Exclusive local deals & discounts
• Monthly dividends

While cashier’s checks and money orders aren’t as common today, there are occasions when they’re still needed. We’ll reduce the cost of money orders to $1 and we’ll waive the $2 printing fee for cashier’s checks if you have America First Premium Checking.

When you couple Premium Checking with products like a low-rate auto loan or Signature Visa® card, you’ll get increased points on select purchases. Redeem these points for cash, travel, events, and more.

Enjoy fully managed identity theft protection for you, your children, and your parents upon enrollment through Allstate Insurance. Plus, you’ll receive alerts about suspicious account activity as well as access to a team of professional privacy advocates.

Phone replacements due to accidental damage or theft are covered with Premium Checking! Coverage for theft automatically began when you opened your Premium Checking account. Coverage for accidental damage begins the first day of the month following the date you became entitled to this service. No additional registration is required.

This service automatically attaches digital coupons to your loyalty cards for popular local and national stores including retailers like WinCo, Smiths, Kroger, Walgreens, CVS, and many more. No more clipping coupons—the savings are automatic.

Benefit from special deals and exclusive discounts on dining, shopping, travel, movies, events, and more. These everyday savings will help you stretch your money further.

If you incur fees from America First for withdrawing cash from out-of-network ATMs, Premium Checking offsets those fees by returning an equal amount to your account in the form of America First Rewards points, up to $10 (1,000 points) per month. Please note that this offset only applies to the fees assessed by America First, not those charged by other financial institutions or ATM owners.