Back To Basics
A Share Savings account is the first thing you open when you become a member of America First, because we know that one of the fundamental blocks of a solid financial foundation is saving. The more you save, the more freedom you have to buy the things you need, as well as the things you want.
Open a Share Savings Account Today!
This account is part of every member's ownership in America First Credit Union. It starts when you join, and you can deposit and withdraw money at any time. And as long as you maintain a $1 balance, it's always free.
It's also:
- Flexible - Make deposits and withdrawals quickly and easily.
- Accessible - You can manage your account with mobile or online banking, over the phone, or at a branch or ATM.
| PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE | OPEN ONLINE |
|---|---|---|---|---|---|
| Share Savings | 0.05% | 0.05% | $1.00 | $1.00 | |
| Money Market $0-$4,999.99 |
1.00% | 1.00% | $0.00 | $0.00 | |
| Money Market $5,000.00-$9,999.99 |
1.10% | 1.09% | $0.00 | $0.00 | |
| Money Market $10,000.00-$24,999.99 |
1.30% | 1.29% | $0.00 | $0.00 | |
| Money Market $25,000.00-$49,999.99 |
1.85% | 1.83% | $0.00 | $0.00 | |
| Money Market $50,000.00-$99,999.99 |
2.10% | 2.08% | $0.00 | $0.00 | |
| Money Market $100,000.00-$249,999.99 |
2.85% | 2.81% | $0.00 | $0.00 | |
| Money Market $250,000.00-$999,999.99 |
3.70% | 3.64% | $0.00 | $0.00 | |
| Money Market $1,000,000.00+ |
4.10% | 4.03% | $0.00 | $0.00 | |
| APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, April 23, 2025 and are subject to change. | |||||
Savings Calculator
Use this helpful tool to determine how much you can earn in dividends over the life of your certificate account.
The Gateway to all America First Offers
Having your Share Savings account with us will start you on the path to financial freedom.
We're Here to Help You
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.