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Money Market Checking

two women on bikes
two women on bikes

It's Your Money. And We'll Pay You to Use It

a man and woman on a run
a man and woman on a run

With a Money Market Checking Account from America First, you can earn investment-level dividends, even while enjoying immediate access to your funds. If you typically carry a large balance in your checking, come to America First to put that money to work for you. 

You'll Earn A Great Rate While Enjoying:

  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • No monthly account fees
  • Tiered dividend rates
  • Unlimited transactions
  • Free Direct Deposit
  • Minimum $10,000 opening balance (no minimum after opening)
  • Customizable "Picture Perfect" debit card
PRODUCT
APY

N/A

DIVIDEND RATE

N/A

MIN OPENING BALANCE

$0.00

MIN EARNING BALANCE

N/A

APY

N/A

DIVIDEND RATE

N/A

MIN OPENING BALANCE

$0.00

MIN EARNING BALANCE

N/A

APY

0.10%

DIVIDEND RATE

0.10%

MIN OPENING BALANCE

$0.00

MIN EARNING BALANCE

$500.00

APY

0.00%

DIVIDEND RATE

0.00%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.10%

DIVIDEND RATE

0.10%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.15%

DIVIDEND RATE

0.15%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.20%

DIVIDEND RATE

0.20%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.20%

DIVIDEND RATE

0.20%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.25%

DIVIDEND RATE

0.25%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

APY

0.30%

DIVIDEND RATE

0.30%

MIN OPENING BALANCE

$10,000.00

MIN EARNING BALANCE

$2,000.00

PRODUCT APY DIVIDEND RATE MIN OPENING BALANCE MIN EARNING BALANCE

Regular Checking

N/A

N/A

$0.00

N/A

Classic Checking

N/A

N/A

$0.00

N/A

Premium Checking

0.10%

0.10%

$0.00

$500.00

Money Market Checking

$0-$1,999.99

0.00%

0.00%

$10,000.00

$2,000.00

Money Market Checking

$2,000.00-$9,999.99

0.10%

0.10%

$10,000.00

$2,000.00

Money Market Checking 

$10,000.00-$24,999.99

0.15%

0.15%

$10,000.00

$2,000.00

Money Market Checking 

$25,000.00-$49,999.99

0.20%

0.20%

$10,000.00

$2,000.00

Money Market Checking

$50,000-$99,999.99

0.20%

0.20%

$10,000.00

$2,000.00

Money Market Checking

$100,000.00-$249,99.99

0.25%

0.25%

$10,000.00

$2,000.00

Money Market Checking

$250,000+

0.30%

0.30%

$10,000.00

$2,000.00

APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Wednesday, February 26, 2025 and are subject to change.

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Higher Dividends, More Access

Get a better return and use your resources how you wish.

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.