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Checking Comparison

checking comparison
checking comparison

Get more for less

America First Premium Checking is more than just a regular account. It comes with a host of features and benefits that will save you time and money—all at one low monthly cost. Take a look at our side-by-side comparison below to see all you can get by choosing Premium Checking.

  • $6 per month (can be waived)*
  • Debit Card
  • Checks
  • Bill Pay
  • Overdraft Service 
  • Line of Credit Available
  • Premium Account Payback**
  • Identity Theft Protection 
  • ATM Fee Offset
  • Mobile Phone Protection
  • Coupons & Discounts
  • Free
  • Debit Card
  • Checks
  • Bill Pay
  • Overdraft Service
  • Line of Credit Available
Member benefits Member benefits

Universal Benefits


You always come first with America First checking. No matter what kind of checking account you open, you’ll immediately enjoy benefits such as:

  • Unlimited transactions – Make deposits and withdrawals wherever, whenever
  • ATM withdrawals – Grab quick cash without fees at machines nationwide
  • Direct deposit – Receive your paychecks securely and conveniently
  • Card Guard® – Control how, where, and when your Visa® cards are used
  • FICO® - Check your credit score simply by logging in

No matter which account you’d prefer, let us know via online banking chat, by giving us a call, or by visiting your local branch so we can get you started.

*Use America First Rewards™ points or qualify for the cost waiver. **Premium account levels earning America First Rewards points are gained by utilizing select products & services. Any stated value is an estimate based on current market prices of comparable services and/or programs & products. No cash value is implied with use of this account or any of its features.

Classic Checking

classic checking
classic checking

America First Classic Checking is a simple and easy account that provides all the benefits you need from basic checking. Enjoy no monthly fees, no low-balance fees, and more.

Premium Checking

premium checking
premium checking

Premium Checking is the future of personal finance. It provides many perks, including identity protection, mobile phone protection, CouponzDirect, ATM fee offsets, and Shopping Saver. These benefits hold an estimated value of $135* per month, but you get them for the low cost of just $6 per month. With these kinds of perks, it truly is checking that works for you.

Money Market Checking

Money Market Checking
Money Market Checking

Earn investment-level dividends while enjoying immediate access to your funds. Money Market Checking works best for checking accounts that carry a large balance. Aside from earning dividends worth celebrating, Money Market Checking comes with perks such as no monthly account fees, a customizable debit card, and more. This lets your money work harder for you.

*Estimated monthly value is based on current market prices of comparable services and/or programs & products. Phone coverage cost is based on a family of four with four mobile phones. No cash value is implied with use of this account or any of its features.

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Money Market Checking

A money market checking account allows you to earn investment-level dividends while retaining quick access to your funds.

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We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.