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Off-Road Vehicle Loans

Off-Road ATV Vehicles
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Getting Started is Easy

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America First has low-rate motorsport financing options for your complete financial needs.

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Getting Started is Easy

Get your Off-Road Vehicle Loan today!

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OUR PRODUCTS
TERM
7 Years
APR* (AS LOW AS)
8.14% Fixed
PRODUCT TERM APR* (AS LOW AS)
ATV / SMALL WATERCRAFT / SNOWMOBILE 7 Years 8.14% Fixed
* The Annual Percentage Rates (APRs) listed are our best rates for the terms outlined. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Tuesday, April 15, 2025 and are subject to change. Consumer Loans have a maximum APR of 18%.


Loan Calculator

Want to estimate what your loan payments will be? Simply enter how much you’d like to borrow, the length of the term, and the interest rate to instantly calculate your potential monthly installments.

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Check Your Application Status

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Get updates on the status of new America First account and loan applications. You can also securely send us new account or loan documents through this portal, excluding mortgages, construction financing, and commercial lending.

Takin' It Off the Streets

Off-road enthusiasts and their tools of the trade come in all shapes and sizes. Which is why America First offers diverse options in low-rate powersport loans for whatever challenge or adrenaline rush you're pursuing.

ATVs, Side-by-Sides, UTVs, Snowmobiles & More

  • Instant online approvals.
  • Terms up to seven years.
  • Apply for your preapproval with a great rate!

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.