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Debt Protection

a family walking along the beach
24_CreditLifeandDisability

Take an important step toward financial security today with Debt Protection.

Financial Protection for the unexpected – protect the ones that matter most.

Debt Protection could help your family’s financial situation against a variety of covered life events:

Two adults and a child runnign in the ocean.
  • Involuntary Unemployment
  • Disability
  • Death

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent
Group 25

Take an important step toward financial security.

Ask America First Credit Union about Debt Protection today.

Welcome to America First - member profile

Protection when it matters … We are here to help!

Man and woman with two children.

In your time of need, our claims process is simple. If you elected Credit Insurance or Debt Protection on your loan, use this online claim process to file your claim.

To begin, please fill out a claim form here.

If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE- CC- POL; CI-MP-OE-POL; B3a-800-0992.

Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

LPS-5980922.4-0524-0626 © TruStage

Additional Resources

Debt Protection PDF

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.