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Youth Checking Accounts

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Teach Responsible Money Management

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With no setup or maintenance fees, America First youth checking accounts are an easy & secure way to learn smart financial habits with minimized risk. They have regular checking functions, but without a revolving line of credit. Children will love the sense of independence & individuality they provide, and you can monitor accounts to teach them responsible money management.

Open a youth checking account today and pair it with student savings, dedicated savings, or a certificate and watch the money grow.

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Make a Connection

Linking accounts is a great way for parents to monitor spending, encourage saving, and teach good money-management habits. Here’s how:

  •  Log in to the account you’re connecting and click Settings
  • Select Account Linking in the Preferences menu
  • Choose the account to grant or remove access from the drop-down menu
  • Check the Grant Access box and click Update

Please note: After your initial login, you’ll need to wait 24 hours before you can link accounts. You must be an owner or joint owner on both accounts to link them.

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Mobile Money Management

America First mobile banking gives you consistent financial control at the tip of your fingers. And with Card Guard® security, included in our free app, you can set up spending controls and access additional security features.

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Make Cards Your Own

Your children can display their unique style with Fundz Visa® debit from America First. Our free Picture Perfect® service offers card customization, showing off individuality with every purchase. Choose from our many creative design options or upload your own photos & artwork.

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Be Direct

Whether your kids are working seasonal jobs or taking their first steps toward a career, direct deposit makes receiving paychecks quick and secure. It’s available at no cost and simple to set up. Click the button to learn more and get started.

Importance of Financial Education

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America First has a host of educational resources, including FUNDamentals, that help members learn more about financial responsibility and proper money management. FUNDamentals is a series of entertaining and educational presentations on topics such as budgeting, credit scores, loans, insurance & more. Click below to review all these beneficial options.

FAQs

After logging in to mobile or online banking, click the Transfers button. Then use the drop-down menus to choose where funds are coming from and where they’re being sent. Enter the amount, review, and submit.

Yes, those ages 8-17 can apply for Fundz® debit cards.

Click here for instructions.

Yes, it is. Click here to learn how to download the app for Apple or Android devices.

No, these accounts are not eligible for our overdraft service.

Kids ages 8-17 with a parent or guardian co-signer are eligible.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.