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Share Secured Loans
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Share Secured Loans

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Share Secured Loans

APPLY NOW
Share Secured Loans
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Lower Your Loan Rate

A share-secured loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With this type of financing, you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your deposits.

SEE OUR RATES

Lower Your Loan Rate

SEE OUR RATES
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A share-secured loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With this type of financing, you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your deposits.

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Build your Credit

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Loans secured by your Share Savings can be an ideal option if you're seeking to rebuild your credit.

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Secure Your Funds

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Utilize your money without decimating your savings. Discover how easy it can be to get a share-secured loan from America First Credit Union.

APPLY TODAY
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  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms - up to 120 months.
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Check Your Application Status

Get updates on the status of new America First account and loan applications. You can also securely send us new account or loan documents through this portal, excluding mortgages, construction financing, and commercial lending.

LEARN MORE

Check Your Application Status

LEARN MORE
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app-status

Get updates on the status of new America First account and loan applications. You can also securely send us new account or loan documents through this portal, excluding mortgages, construction financing, and commercial lending.

OUR PRODUCTS
TERM
1 Years
APR* (AS LOW AS)
12.49% Fixed
APPLY ONLINE
TERM
APR* (AS LOW AS)
Certificate Rate + 3.00% Fixed
APPLY ONLINE
APPLY NOW
TERM
Monthly Payment = 3.5% of balance
APR* (AS LOW AS)
16.74% Variable
APPLY ONLINE
TERM
10 Years
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE
APPLY NOW
TERM
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE

*The Annual Percentage Rates (APRs) listed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Tuesday, April 15, 2025, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

PRODUCT TERM APR* (AS LOW AS) APPLY ONLINE
PERSONAL 1 Years 12.49% Fixed
CERTIFICATE SECURED Certificate Rate + 3.00% Fixed
APPLY NOW
LINE OF CREDIT Monthly Payment = 3.5% of balance 16.74% Variable
SHARE SECURED 10 Years 3.05% Variable
APPLY NOW
SHARE SECURED LINE OF CREDIT 3.05% Variable
*The Annual Percentage Rates (APRs) listed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Tuesday, April 15, 2025, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

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