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Small Business Loans

A man and woman looking at blueprints on a jobsite
A man and woman looking at blueprints on a jobsite

#1 SBA 7(a) Credit Union Lender

SBA
SBA

America First is a preferred lender under the Small Business Administration (SBA) 7(a) program, providing members a streamlined application process and expedited approval timelines.

The professionals at America First bring expertise and knowledge to help small business owners meet their financial needs. We've been ranked the #1 SBA 7(a) Credit Union Lender in the nation for several consecutive years.

SBA
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Owner-Occupied Real Estate

If your company needs to acquire, refinance, or improve its property, you can depend on America First to provide the loan that fits your commercial needs.

  • Competitive rates
  • Up to 25-year terms/amortizations
  • As little as 10% borrower cash down payment
  • Acquisition & construction financing available
  • 504 and 7(a) SBA loan options

Property type, industry, and strength of the borrower(s) will determine the interest rate and terms.

Non-Real Estate Financing

Whether you’re looking to start a business, expand your operations, make an acquisition, or purchase additional machinery & equipment, our professional and experienced representatives are committed to helping you obtain the financing to take your business to the next level.

  • Flexible terms & conditions
  • Up to 10-year, fully amortized loan terms
  • No pre-payment penalties

Additional collateral may be required and must comply with SBA standard operating procedures.

SBA
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Our Mission is Your Success

No matter which stage of business you’re in, America First has resources dedicated to helping you reach the next level. Explore all we have to offer.

 

SBA
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Contact Your Local SBA Professional Today

Arizona / New Mexico

Joe Galvez                  602-206-1417             jgalvez@americafirst.com

Bill Luckinbill               602-538-9671             bluckinbill@americafirst.com

Micah Russum           480-853-3475             mrussum@americafirst.com

 

Idaho

Terry Mann                 208-602-4701             tmann@americafirst.com

Nevada

Roger Unger               702-498-9530             runger@americafirst.com

 

Utah

Doug Dennis               801-499-2129             ddennis@americafirst.com

Devon Hansen            801-856-2277             dhansen@americafirst.com

Scott Petty                  801-791-6674             spetty@americafirst.com

For general questions about SBA Loans through America First, please call (801) 215-5557.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.