AFCU Container Background
AFCU Container Background Arcs
Certificate Secured Loans
sq-personal-loans

Line of Credit

APPLY NOW

Line of Credit

APPLY NOW
Certificate Secured Loans
sq-personal-loans
Consolidation Loans
sq-personal-loans

Extra Coverage for Your Checking

A line of credit from America First Credit Union allows you to rest easy if there is an unexpected expense or a financial emergency. A line of credit can cover charges beyond what you have available in your checking account and it protects against costly overdraft fees.

SEE OUR RATES

Extra Coverage for Your Checking

SEE OUR RATES
Consolidation Loans
sq-personal-loans

A line of credit from America First Credit Union allows you to rest easy if there is an unexpected expense or a financial emergency. A line of credit can cover charges beyond what you have available in your checking account and it protects against costly overdraft fees.

Group 25

We've Got You Covered

“

With a Line of Credit on your America First Checking Account, you'll have the ability to make a purchase when you're experiencing a minor financial emergency or you've just made a simple math mistake.

Man

Enjoy a Financial Cushion

“

An America First line of credit helps you avoid embarrassing declined charges and bounced checks. It can also prevent the fees associated with those occurrences. Click the button to add some extra protection to your finances.

APPLY TODAY
“

Benefits Include:

  • Extra funds when you need them
  • Freedom from overdraft fees
  • Low interest rates
  • Low monthly payments of $25 or 3.50% of your balance
  • Overdraft Service available

Traditional Line of Credit

  • Limits up to $15,000

Share-Secured Line of Credit

  • Minimum loan amount of $500
  • Collateral must be equal to or greater than the amount borrowed
OUR PRODUCTS
TERM
APR* (AS LOW AS)
Certificate Rate + 3.00% Fixed
APPLY ONLINE
APPLY NOW
TERM
Monthly Payment = 3.5% of balance
APR* (AS LOW AS)
16.74% Variable
APPLY ONLINE
TERM
10 Years
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE
APPLY NOW
TERM
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE
TERM
1 Years
APR* (AS LOW AS)
12.49% Fixed
APPLY ONLINE

*The Annual Percentage Rates (APRs) listed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Tuesday, April 15, 2025, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

PRODUCT TERM APR* (AS LOW AS) APPLY ONLINE
CERTIFICATE SECURED Certificate Rate + 3.00% Fixed
APPLY NOW
LINE OF CREDIT Monthly Payment = 3.5% of balance 16.74% Variable
SHARE SECURED 10 Years 3.05% Variable
APPLY NOW
SHARE SECURED LINE OF CREDIT 3.05% Variable
PERSONAL 1 Years 12.49% Fixed
*The Annual Percentage Rates (APRs) listed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Tuesday, April 15, 2025, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

We're Here to Help You

“

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER