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Card Guard®

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Card Guard®

Protect your purchases and control when, where, and how your Visa® cards are used!

Conveniently housed within our free mobile banking app, Card Guard allows you to manage your America First credit & debit cards on your smartphone. This helpful service gives you the power to limit transactions by geography, set spending amounts, define which merchants can process transactions, receive immediate notifications every time your card is used, and so much more. Plus, if you ever lose your Visa, you can quickly turn it off so no unauthorized purchases can occur, and easily turn it back on when you find your card again.

Download America First mobile banking today—available for both Apple and Android devices.

Download the Mobile Banking App

Security in Seconds

This service offers quick & easy set-up for control and alert preferences. And reviewing transactions to ensure they’re valid is as simple as tapping your phone.

  • Enable/disable cards at will
  • Deny purchases above a certain amount
  • Set spending limits
  • Get notifications
  • Review transaction details
Security in seconds

Limit Locations

Set specific areas where your cards will work—if someone tries a transaction outside the pre-determined region, it will be denied.

  • Add spending parameters
  • Deny in-store purchases outside your area
  • Allow international transactions
Limit Locations

Manage Merchants

Enable controls to allow or block merchants. You can also lock down a specific card so it can only be used at grocery stores, or limit transactions to gas stations when your kids borrow the car.

Restrict purchases to:

  • Department stores
  • Entertainment
  • Restaurants
  • Travel
  • And more
Manage merchants

Arrange Alerts

Be notified if a transaction occurs outside previously set boundaries, if your card is used at a specific store, or if a purchase is made online. Or you can get a notification every single time your card is swiped, dipped or tapped—it's up to you.

Set alerts by:

  • Location
  • Merchant
  • Transaction
  • Spending limit
Arrange Alerts

Log-in Logistics

Account information stays securely behind the initial screen and your online banking credentials give you mobile banking access. You can also use the biometric log-in option for faster loading.

  • Biometric log-ins
  • Secure access
  • Same credentials as online banking
Login in Logistics

Carefree Traveling

  • Create a travel exemption for using your card(s) and reduce the chance of a denial when traveling. 
Carefree Traveling

Not an America First cardholder?

Visa Credit Cards

visa credit cards

Visa Signature offers the financial flexibility of everywhere-in the-world acceptance. Plus, no matter where or when it's used, you'll earn points with every purchase that can be redeemed for cash back or rewards such as gift cards, travel, merchandise, and events.

visa debit cards

Checking at America First is not complete without a Visa debit card. Purchases come directly from your account, without a revolving line of credit.

Download the Mobile Banking App

Card Guard FAQs

Card Guard is a free, easy-to-use tool within mobile banking that lets you decide when and where your America First cards are used. Download mobile banking from the Apple App Store or Google Play Store.

Yes, but only those that are merchant-indicated and recurring.

These let you know every time a card transaction is attempted. You can be alerted when all or preferred transactions are being made. Alerts are also available by location, transaction type, merchant type, and spend limit.

Transactions show up for seven calendar days. Histories contain the last 50 transactions.

On supported iOS devices, you can use Face ID or Touch ID. On supported Android devices, you can use Fingerprint Authentication.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.