Apple Pay lets you make purchases with your iPhone® by holding it near a contactless reader. You can also use your iPad® to pay within certain apps.


Apple Pay is easy to operate. The entire transaction is secure, because your credit and debit card numbers aren't stored on your device or any server, so they're never shared with merchants. Use Apple Pay to make purchases without swiping your cards. And you can buy inside apps without entering your payment and contact information. All it takes is a single touch.
How Apple Pay Works
Apple Pay FAQs
Yes. With Apple Pay, your America First card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device.
Since Apple Pay doesn't store your card number on the device, you never reveal your name, number, or security code to merchants.
Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when you choose.
Yes. However, message and data rates may apply, depending on your plan.

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.